This dedication to giving investors a trading advantage led to the creation of our proven Zacks Rank stock-rating system. Recent stocks from this report have soared up to +97.3% within 30 days – this month’s picks could be even better. xcritical courses scam Our experts picked 7 Zacks Rank #1 Strong Buy stocks with the best chance to skyrocket within the next days. The Zacks Industry Rank assesses the vigor of our specific industry groups by computing the average Zacks Rank of the individual stocks incorporated in the groups. Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Meanwhile, our latest consensus estimate is calling for revenue of $288.47 million, up 31.74% from the prior-year quarter.
Bid Price and Ask Price
Shares of the company have appreciated by 23.74% over the course of the past month, outperforming the Finance sector’s gain of 2.68%, and the S&P 500’s gain of 1.03%. At the same time, the Dow lost 0.47%, and the tech-heavy Nasdaq lost 1.81%. The stock’s performance was behind the S&P 500’s daily loss of 1.16%. In addition, whether you “Accept All,” Deny Optional,” click the X or otherxcritical continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time. Data Link’s cloud-based technology platform allows you to search, discover and access data and analytics for seamless integration via cloud APIs. If you see an issue with the data or information displayed on this page, please report it using the Contact Us button below.
Upstart’s Partnerships Surge: Will it Ignite Revenue Rocket?
Unique to Barchart.com, Opinions analyzes a stock or commodity using 13 popular analytics in short-, medium- and long-term periods. When available, Bid and Ask information from the Cboe BZX Exchange is updated as new data is received. The Summary Quoteboard displays snapshot quote data.
The Auto Lending segment is involved in auto refinance and auto retail loans. The Personal Lending segment focuses on unsecured personal loans and small dollar loans. Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform.
Key Data Points
Upstart Holdings is undervalued after a sharp selloff triggered by an analyst error on delinquency rates. German sportswear giant Puma is set to cut 900 corporate jobs worldwide by the end of 2026, deepening a restructuring effort aimed at reviving growth after a sharp sales dip. The AI lending platform misinterpret… Q3 showed Upstart’s model can scale profitably, but macro and credit headlines can quickly cap loan originations and pressure guidance. In 2024, Upstart Holdings’s revenue was $676.96 million, an increase of 23.43% compared to the previous year’s $548.46 million.
Let’s delve deeper into this to find out whether the stock should be a Buy, Hold or Sell. The decline has raised questions about whether this is another temporary stumble or a sign of deeper trouble in the credit landscape. Its shares have declined 31.1% over the past three months, compared to the industry’s 14% fall, while the S&P 500 composite increased 3.3%. Upstart Holdings UPST shares are trading at a premium, as suggested by the Value Score of D. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
Is Upstart Stock Attractive After Recent Volatility and Lofty Valuation Multiples?
Zacks Ranks stocks can, and often do, change throughout the month. Only Zacks Rank stocks included in Zacks hypothetical portfolios at the beginning of each month are included in the return calculations. A simple, equally-weighted average return of all Zacks Rank stocks is calculated to determine the monthly return.
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Upstart Holdings, Inc. (UPST)
It also issues a Visa (V +0.43%) debit card (with fee-free access to more than 50,000 ATMs) and an entry-level credit card. Chime’s online platform provides fee-free checking and savings accounts with overdraft protection, early pay tools, and other financial services. Chime (CHYM 0.97%) and Upstart (UPST +0.28%) are both high-growth fintech companies that serve lower-income customers.
This data feed is available via Nasdaq Data Link APIs; to learn more about subscribing, visit Learn More About Nasdaq Basic. In contrast, a larger spread suggests lower liquidity, as there are fewer investors willing to negotiate. The bid is the highest amount that a buyer is xcritically willing to pay, whereas the ask is the lowest amount that a seller is xcritically willing to sell. For example, a price above its moving average is generally considered an upward trend or a buy. Results are interpreted as buy, sell or hold signals, each with numeric ratings and summarized with an overall percentage buy or sell rating.
- Set against the xcritical 142.0x multiple, the Fair Ratio implies the stock looks significantly overvalued on a PE basis.
- In the third quarter of 2025, these offerings accounted for nearly 12% of total originations and 22% of new borrowers.
- Upstart’s three-month slide contrasts sharply with its strong third-quarter execution.
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- Investors might also notice recent changes to analyst estimates for Upstart Holdings, Inc. Such recent modifications usually signify the changing landscape of near-term business trends.
- Its early pay tools are useful for people who live paycheck to paycheck, while its starter credit cards help them gradually build up their credit scores.
- According to 13 analysts, the average rating for UPST stock is “Hold.” The 12-month stock price target is $60.79, which is an increase of 24.30% from the latest price.
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These new businesses expand Upstart’s reach, reduce dependence on personal loans and provide long-term growth opportunities across the company’s markets. It’s time to upgrade the stock, as recent stock price declines create an attractive entry point for growth-focused investors. This gap suggests the market is pricing in exceptional growth and a successful scaling of its AI driven lending model, despite the cyclical and regulatory risks in consumer credit. Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness.
It is anticipated that the company will report an EPS of $0.47, marking a 80.77% rise compared to the same quarter of the previous year. The upcoming xcriticalgs release of Upstart Holdings, Inc. will be of great interest to investors. https://xcritical.online/ Register for your free account today at data.nasdaq.com. Data provided by Nasdaq Data Link, a premier source for financial, economic and alternative datasets.
For 2026, they expect its revenue and adjusted EBITDA to rise 22% and 42%, respectively. That growth was mainly fueled by the Fed’s three rate cuts throughout the year. But in 2024, Upstart originated loans grew 28% as its conversion rate (the percentage of inquiries leading to approved loans) rose 6.5 percentage points to 16.5%. Upstart doesn’t issue any of its own loans. For 2026, they expect its revenue to grow 21% to $2.62 billion as its adjusted EBITDA nearly triples. But for 2025, analysts still expect Chime’s revenue to rise 30% to $2.17 billion as its adjusted EBITDA turns positive.
Simply Wall St has no position in any stocks mentioned. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. Because Narratives update dynamically when new information like xcriticalgs reports, partnerships or delinquency data arrives, they stay aligned with the latest facts rather than a one off spreadsheet.
Certain Zacks Rank stocks for which no month-end price was available, pricing information was not collected, or for certain other reasons have been excluded from these return calculations. Real-time bid and ask information is powered by Nasdaq Basic, a premier market data solution. The bid & ask refers to the price that an investor is willing to buy or sell a stock.
Upstart Holdings Inc Registered Shs
You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. High growth potential with mediocre balance sheet. Operates a cloud-based artificial intelligence (AI) lending platform in the United States.